Payment Policy

Effective Date: March 13, 2025

At Wind Topis, we aim to provide a secure, flexible, and hassle-free payment experience for all our customers. This Payment Policy outlines the accepted payment methods, security measures, billing terms, and refund procedures when purchasing from https://windtopis.xyz (the “Website”).

1. Accepted Payment Methods

We offer multiple payment options to ensure convenience and security:

💳 Credit/Debit Cards:

  • Visa
  • MasterCard
  • American Express
  • Discover

💰 Digital Payments:

  • PayPal
  • Apple Pay (if available)
  • Google Pay (if available)

📦 Other Payment Methods:

  • Gift Cards (if applicable)
  • Store Credits (if applicable)

2. Payment Processing & Security

🔒 Secure Transactions:

  • All payments are processed through SSL-encrypted gateways to protect your financial information.
  • We do not store or share your payment details.

💳 Card Verification:

  • For security purposes, your bank may require additional authentication (e.g., OTP or 3D Secure).
  • Ensure your billing address matches the address associated with your card.

🚀 Instant Processing:

  • Payments are processed instantly once you place an order.
  • If the payment fails, try a different method or contact your bank.

3. Billing Terms & Conditions

📌 Currency & Pricing:

  • All transactions are processed in USD ($).
  • Prices displayed on the Website include or exclude taxes as indicated.
  • Any additional transaction fees (e.g., currency conversion) are your responsibility.

📌 Payment Authorization:

  • By placing an order, you authorize Wind Topis to charge the full amount to your selected payment method.
  • If we suspect fraudulent activity, we may cancel the order and issue a refund.

📌 Failed or Declined Payments:

  • If your payment is declined, check with your bank or try an alternative method.
  • Orders with unpaid balances will not be processed or shipped until payment is completed.

4. Refunds & Chargebacks

🔄 Refund Eligibility:

⚠ Chargeback Policy:

  • Unauthorized chargebacks may result in your account being restricted or blacklisted.
  • If you have issues with your order, contact us first before filing a dispute.

5. Buy Now, Pay Later (If Available)

  • If we offer installment payment options through Afterpay, Klarna, or Affirm, terms will be provided at checkout.
  • Failure to complete payments may result in additional fees or credit restrictions.

6. Taxes & Additional Fees

📌 Sales Tax/VAT:

  • Taxes are applied based on your shipping address and local regulations.
  • You are responsible for any import duties, VAT, or customs charges for international orders.

📌 Currency Conversion Fees:

  • If purchasing from outside the U.S., your bank may apply currency conversion fees.

7. Payment Support & Contact

For any payment-related inquiries or issues, please contact us:

📍 Address: 552 Rowes Lane, Kentucky, Owensboro, United States
📞 Phone: 270-608-9061
📧 Email: contact@windtopis.xyz
🌐 Website: https://windtopis.xyz